Deposit Interest Rates

Call us to learn more! (785)594-2100

(Effective as of 07-17-2019)

Account TypeMinimum Opening BalanceInterest RateAPY*
Smart NOW Checking $1,000 .10% .10%
Smart Super NOW Checking $2,500 .20% .20%
Smart Saving $50 .15% .15%
Health Savings Account $50 .15% .15%
Smart Money-Market Saving $2,500 - $4,999.99 .45% .45%
  $5,000 -- $19,999.99  .50% .50% 
  $20,000 -- $49,999.99  .55%  .55% 
  $50,000 -- $99,999.99  1.15%  1.16% 
  $100,000 -- $499,999.99 1.50%  1.51% 
  $500,000.00 -- & Up 1.60% 1.61%

Rates listed above may change at our discretion

Fees may reduce earnings
CD & IRATermInterest RateAPY*

Jumbo**

Jumbo** APY*

(Minimum balance to open $500)  91 Day CD 1.50% 1.51%  1.75%  1.76%
  182 Day CD 1.75% 1.76%  2.00%  2.01%
  1 Year CD or IRA 2.25% 2.26%  2.50%  2.52%
  18 Month CD or IRA 2.25% 2.26%  2.50%  2.52%
  24 Month CD or IRA 2.30% 2.31%  2.55%  2.57%

 

 30 Month CD or IRA 2.35% 2.36%  2.60%  2.62%

 

 36 Month CD or IRA 2.50% 2.52%  2.75%  2.77%
  48 Month CD or IRA 2.55% 2.57%  2.80%  2.82%
  60 Month CD or IRA 2.75% 2.77%  3.00%  3.02%

Early withdrawal penalty may apply

**Jumbo CD rates are available for certificate balances of $250,000 & above

Printable View

* APY is the annual percentage yield
* Please contact an employee for further information about applicable terms and fees.