Personal Checking Accounts
Our checking accounts check all the boxes.
Classic Checking
$50 required to open account
No minimum balance fee
Free e-Statement with online banking (or) $3.00 statement fee
Premier Checking
$100 required to open account
2.01% APY*
You will earn 2.01% interest (2.02% APY) on average daily balance < = $19,999.99, then 0.20% for any balance > $19,999.99.
To earn the bonus, you must (1) Receive e-statements (2) Set up monthly direct deposit or ACH automatic payment (3) Complete 15 debit card transaction per statement cycle.
No minimum balance fee
Free e-Statement with online banking (or) $3.00 statement fee
Smart start
Required to be 17 years or less to open this account.
$50 required to open account
2.01% APY*
You will earn 2.01% interest (2.02% APY) on average daily balance <= $20,000.00. Balances greater than $20,000.00 will not earn interest.
No minimum balance fee
Free e-Statement with online banking (or) $3.00 statement fee
SuperNow Checking
$1,000 required to open account
.30% APY*
$10 minimum balance fee if balance falls below $1,000
Complimentary paper statements
Features & Benefits
All Personal Checking Accounts include:
Mobile & Online Banking
Mobile Deposit
Security Transaction Alerts
Bill Pay***
E-Statements
Debit Card
External Account Transfers
Zelle®***
* APY = Annual Percentage Yield. The real rate of return earned on an investment, taking into account the effect of compounding interest. This rate is subject to change at our discretion. Fees may reduce earnings on the account. The APY is accurate as of 07/17/2026.
*** Use of these services may incur additional fees for expedited transfers.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government