Residential Mortgages

Call a Loan Officer today!

Baldwin City:  (785)594-2100
Lawrence:  (785)841-8055
Gardner/Johnson County:  (913)884-2155
Wellsville:  (785)883-4081 

Mid America Bank takes pride in being your local real estate lender.

Whether you are looking to purchase your first home, remodel your current home, or build your dream home, we have a loan to fit your needs.

We are proud to offer a wide variety of products, including:

  • Conventional loans for home purchase or refinance
  • Jumbo mortgages for large home purchases
  • FHA, VA or USDA loans for purchases with smaller down payments
  • Rural properties on large acreages
  • Bridge loans getting you from your current house to your next house
  • Construction loans
  • Home Equity Lines of Credit

What makes a home loan with Mid America Bank better?

  • Are you tired of large banks selling your loan? Do you want to know where your payments go? We service the vast majority of our loans in-house.
  • We underwrite our loans locally so in most cases a loan officer can give you immediate feedback on whether you will qualify for a home loan.
  • We finance unique properties like shop-homes, manufactured homes, condos, cabins, and homes on large acreages.
  • We work with several different First Time Homebuyer Programs that assist first time homebuyers in achieving their goal of homeownership.
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How to apply

Contact a loan officer at any of our four branches. Click here for a list of information you will need to complete an application.